State Laws
Last updated: July 02, 2025
Moneynauts.com is an online comparison and lead-generation platform. We are committed to operating our website in a manner intended to comply with applicable U.S. state privacy, consumer protection, and advertising laws.
Moneynauts is not a lender, bank, credit union, loan broker, or financial institution. We do not make lending decisions, issue loans, set rates, or determine loan terms. Our role is to collect information you submit through our website and share it with lenders, lending networks, and financial service providers that may evaluate your request.
Because state laws differ, some products, offers, and services may not be available in all jurisdictions. Eligibility, rates, terms, and partner availability may vary by state and by applicant.
Licensing and Registration
Moneynauts does not represent that it holds state lending, brokering, or mortgage licenses and does not offer or originate consumer credit. We operate as an online referral and lead-generation platform.
Any lender or financial service provider that receives your information is independently responsible for determining whether it may lawfully offer products or services in your state and for maintaining any licenses, registrations, or approvals required by applicable law.
If a state restricts certain loan products, marketing practices, referral arrangements, or data sharing activities, availability through our website may be limited, modified, or unavailable in that state.
Consumer Protection and Transparency
We aim to comply with state consumer protection laws that prohibit unfair, misleading, or deceptive acts and practices. To support transparency:
- We disclose that Moneynauts may receive compensation when users submit requests or are matched with lenders or financial partners.
- We disclose that Moneynauts is not a lender and does not guarantee approval, rates, terms, or availability of any financial product.
- We provide privacy disclosures and consumer rights information through our Privacy Policy, Do Not Sell or Share My Data page, and this page.
- We aim to present information and marketing content in a manner intended to be clear and not misleading.
You should carefully review all terms, conditions, disclosures, and privacy practices provided by any lender or financial partner before proceeding with an application or accepting an offer.
State-Specific Lending Regulations
Lending laws vary significantly by state. These laws may regulate matters such as interest rate limits, loan amounts, repayment periods, fees, disclosures, underwriting practices, and whether certain products may be offered at all.
Moneynauts does not determine whether a particular loan product is lawful in a given state and does not make any representation that every product shown or every partner in our network is available nationwide. Lenders and financial partners are solely responsible for ensuring that any offer, application flow, or credit product complies with the laws of the consumer’s state.
If a state imposes restrictions on referrals, lead sales, advertising, privacy rights, or certain categories of lending, we may restrict or modify site functionality, partner routing, or offer availability for users in that jurisdiction.
Marketing and Communication
Certain states regulate marketing communications, autodialed calls, text messages, and targeted advertising. When you submit a request through our website, you may be asked to provide express consent to receive communications from lenders or financial partners by phone call, SMS, and email, in accordance with applicable law.
- Consent language appears on our forms at the point of collection.
- You may opt out of certain marketing communications directly with the sender or through the methods provided in the communication.
- We may honor state-specific opt-out requirements relating to targeted advertising, sale or sharing of personal information, and similar regulated data uses.
Submission of a request does not guarantee that you will be contacted, prequalified, or approved for a loan or other financial product.
State-Specific Information
Residents of certain states may have additional privacy rights under applicable law. Depending on your state of residence, these rights may include:
- The right to know or access categories or specific pieces of personal information collected
- The right to request deletion of personal information, subject to legal exceptions
- The right to request correction of inaccurate personal information
- The right to opt out of the sale or sharing of personal information
- The right to opt out of certain targeted advertising or profiling activities
- The right to appeal certain privacy-rights decisions where required by state law
Certain U.S. states have enacted comprehensive consumer privacy laws that provide residents with additional rights regarding the collection, use, and sharing of personal information. These laws may include rights to access personal data, request deletion, correct inaccurate information, opt out of the sale or sharing of personal information, and limit targeted advertising.
Examples of these laws include the California Consumer Privacy Act (CCPA) as amended by the California Privacy Rights Act (CPRA), the Virginia Consumer Data Protection Act (VCDPA), the Colorado Privacy Act (CPA), the Oregon Consumer Privacy Act (OCPA), and the Texas Data Privacy and Security Act (TDPSA).
Residents of these states may exercise applicable rights through the privacy tools available on our website, including our Do Not Sell or Share My Data page and the contact methods listed in our Privacy Policy.
Moneynauts provides additional privacy controls through its Privacy Policy, Do Not Sell or Share My Data page, and related disclosures.
Where required by applicable law, our website may recognize Global Privacy Control (GPC) browser signals as an opt-out request for sale, sharing, or targeted advertising. In some cases, enabling GPC may reduce site functionality or limit the types of offers or partners that can be presented.
If you are a resident of California, Colorado, Connecticut, Delaware, Iowa, Minnesota, Montana, Nebraska, New Hampshire, New Jersey, Oregon, Texas, Utah, Virginia, or another state with applicable consumer privacy legislation, your rights may vary based on the law that applies to your request.
Contact Us
If you have questions about this State Laws notice or wish to exercise applicable privacy rights, contact us at: privacy@moneynauts.com
This page is provided for general informational purposes and does not constitute legal advice. Laws change over time, and the rights or restrictions that apply to you may depend on your state of residence and the nature of your interaction with our website.